MEC Plans - Minimum Essential Coverage

MEC Plans - Minimum Essential Coverage

Minimum Essential Coverage or MEC plans offer a viable solution that meets the Affordable Care Act requirements for health coverage using in-network providers with limit and/or reimbursement with fixed benefits and costs. Explore the different plans and make sure they fit your needs before deciding.

  • Office and Specialist Visits
  • Hospital, Critical Care and ER
  • Low monthly price ranging from $91 to $205
  • Telemedicine is accessible 24/7, 365 days
  • ACA Preventive Benefits – 63 covered items
  • ACA Mandated Generic Tier-1 Medications
  • ACA Optional Generic Tier-2 Medications
  • Urgent Care Limited Benefits
  • Reliashield Essential Individual Plan included
Plan Comparison

Here is a high level view comparing these plans side by side. For more details click on the plans above.

MEC Basic MEC Plus MEC Premium MEC Super
ACA Preventative Benefits (63 Items) 100% 100% 100% 100%
Telemedicine by Remedy.Me 100% 100% 100% 100%
ReliaShield Essential Individual Plan 100% 100% 100% 100%
ACA Mandated Generic Tier 1 100% 100% 100% 100%
ACA Optional Generic Tier 2 - $35 Co-Pay Applies to All Plans Optional Rider Optional Rider Optional Rider Optional Rider
Primary Care/Office Visits 1/Yr 2/Yr 3/Yr 4/Yr
Primary Care/Office Visits Co-Pay $35 $30 $25 $20
Specialist Visits 1/Yr 2/Yr 3/Yr 4/Yr
Specialist Visits Co-Pay $45 $40 $35 $35
Urgent Care Limited Benefits $250 Co-Pay $250 Co-Pay $250 Co-Pay $250 Co-Pay
Daily In-Hospital Contribution Not Available Not Available $200/Day per Confinement $200/Day per Confinement
Daily In-Hospital Contribution Length Not Available Not Available Up to 5 Days Up to 14 Days
Hospitalization In-Patient Not Available Not Available $1,000/Yr $2,000/Yr
Critical Illness Not Available Not Available $2,000 per Illness $5,000 per Illness
Emergency Room Services Not Available Not Available Not Available $200 per Injury
Intensive Care Indemnity Not Available Not Available Not Available Not Available
Individual $91 $116 $171 $205
Individual + Spouse or 1 Child $131 $156 $211 $245
Individual + Spouse + 1 Child $171 $196 $251 $285
Individual + Spouse + 2 Children (Family Plan) $211 $236 $291 $325